Monthly investing. Long-term compounding.

SIP Calculator

Estimate how disciplined monthly investing compounds over time and how much of your final corpus comes from returns versus contributions.

Your fixed monthly contribution.

How long you plan to continue the SIP.

1%12% p.a.20%

Assumes monthly compounding and contributions at the start of each month.

Calculation Assumptions

Results can differ across apps when compounding or contribution timing assumptions change.

  • SIP contributions are made at the start of each month (annuity-due model).
  • Annual return is converted to a monthly rate as annualRate / 12.
  • Rate is assumed constant for the full duration; taxes, exit loads, and fund fees are not modeled.