SIP Calculator

Estimate how disciplined monthly investing compounds over time and how much of your final corpus comes from returns versus contributions.

Monthly investing. Long-term compounding.

Your fixed monthly contribution.

How long you plan to continue the SIP.

1%12% p.a.20%

Assumes monthly compounding and contributions at the start of each month.

Calculation Assumptions

Results can differ across apps when compounding or contribution timing assumptions change.

  • SIP contributions are made at the start of each month (annuity-due model).
  • Annual return is converted to a monthly rate as annualRate / 12.
  • Rate is assumed constant for the full duration; taxes, exit loads, and fund fees are not modeled.