FIRE = Financial Independence. Retire Early.

FIRE Calculator

Financial Independence, Retire Early — your complete number, timeline, and SWR sensitivity analysis.

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Your total yearly spend — this is your FIRE foundation

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Your gross annual income (used for savings rate)

Your age today

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Total invested assets today

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How much you invest each year

2% (safe)4%6% (bold)

The classic "4% rule" (25× expenses) is the most common starting point.

4%12% p.a.18%

Global equity long-term avg: ~7–12%. Bonds: ~3–5%.

0%5% p.a.10%

Typical inflation: 2–6% depending on your country.