EMI True Cost Revealer
That "0% EMI" Isn't Really 0%
Enter your EMI offer and see the true cost — interest, processing fees, and the real premium you're paying over list price.
Most "0% EMI" offers charge a processing fee upfront (typically 1–3%) plus sometimes a subvention cost hidden in the product price.
2.5%
0%2.5% (common)5%
Monthly EMI
$4,167
True Total Cost
$51,250
+2.5% over list price
Loan Amount
$50,000
Total Extra Paid
$1,250
Effective APR
4.8%