Compare two loan offers

Loan Comparison Calculator

A lower EMI doesn't always mean a cheaper loan. Compare two offers side by side to see the true cost of each over its full tenure.

Offer A

₹
5%8.5% p.a.20%

As a % of loan amount, one-time.

Offer B

₹
5%9% p.a.20%

As a % of loan amount, one-time.

Calculation Assumptions

Results can differ across apps when compounding or contribution timing assumptions change.

  • EMI is calculated using the standard reducing-balance formula.
  • Processing fees are treated as a one-time cost added to total cost, not financed into the loan.
  • Rate changes over time (floating rates), foreclosure charges, and insurance add-ons are not modeled.