25 free calculators

Every money calculator you need, built for India

Accurate maths, Indian rules (FY 2026-27 tax, 18% GST, PPF and labour-code gratuity), and every assumption shown. Nothing to sign up for, and your numbers never leave your browser.

Investing

SIPs, lumpsum, withdrawals and growth rates.

SIP CalculatorMonthly mutual fund SIP returnsStep-Up SIP CalculatorSIP that grows with your salary every yearLumpsum CalculatorOne-time investment growth projectionSIP + LumpsumCombined monthly and one-time investingSWP CalculatorMonthly withdrawals from your corpusCAGR CalculatorAnnual growth rate of any investment

Savings & Deposits

FDs, RDs, PPF and the effect of inflation.

FD CalculatorFixed deposit maturity and interestRD CalculatorRecurring deposit maturity valuePPF CalculatorPPF maturity at the current 7.1% rateInflation CalculatorWhat today's money will cost tomorrow

Tax & Salary

Income tax, HRA and gratuity under the latest rules.

Income Tax CalculatorOld vs new regime for FY 2026-27HRA CalculatorExempt and taxable HRA, 8 metro citiesGratuity CalculatorGratuity under the new labour codes

Loans & Debt

EMIs, prepayments, loan offers and credit cards.

EMI True CostWhat a no-cost EMI really costs youHome Loan PrepaymentInterest and years saved by prepayingLoan ComparisonWhich of two loan offers costs lessCredit Card PayoffThe real cost of paying only the minimum due

Retirement (FIRE)

Corpus, timelines and early-retirement styles.

FIRE CalculatorHow much you need to retire early, and whenBarista FIRESemi-retirement with part-time workCoast FIREInvest early and coast laterFat FIRELuxury retirement planning

Money Decisions

Should you buy it? What is it really costing you?

Smart Purchase AdvisorA 0–100 Smart Score on any purchaseBuy vs InvestOpportunity cost of buying vs investingNet Worth CalculatorAssets minus liabilities, in one snapshotTrue Cost CalculatorPrices in hours of your working life