Terms of Use & Disclaimer

Viluva's calculators and guides are for general information and education. They are not investment, tax, legal or financial advice, and Viluva is not a SEBI-registered investment adviser. Do not rely on them as the sole basis for any financial decision.

Results depend on the inputs you provide and the assumptions listed on each page. Market returns are not guaranteed, and interest rates, tax laws and regulations change. While we work hard to keep every calculation accurate and current, we make no warranty that results are error-free or suitable for your circumstances. Verify important figures with your bank, lender, employer or a qualified professional.

To the extent permitted by law, Viluva is not liable for any loss arising from use of, or reliance on, the site or its content.

The site shows ads served by Google and may link to other websites. We don't endorse, and aren't responsible for, third-party products, content or services.

The site's content, design and code belong to Viluva. You may share links and quote short extracts with attribution.

Questions about these terms? Reach us at viluvaai@gmail.com.